Compared with the American credit buying method, Asian people use their income in the past to enjoy belatedly the goods and services they need.

和美国人利用信贷方式相比，亚洲人是用过去的收入来滞后享受所需的商品和服务。

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This "buy-now-pay-later" credit system is quite old. People have been buying things on credit for centuries.

这种“买进后付的信用体系是相当时间了人们用信用买东西已一个世纪了。”

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People with heavy credit card debt should not consider buying now. "They must clean up their credit first," Chu says.

有大额贷款负担的人现在也不要考虑买房，“他们首先应该清偿债务”楚说。

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As banks refused to lend, Treasury Secretary Henry Paulson proposed a plan to loosen credit markets by buying risky assets.

VOA: special.2009.01.02

But the central bank chief warned that credit for home buying remains limited and dependent on government-supported programs.

VOA: special.2009.05.08

The legislation also included more narrowly targeted provisions, such as the tax credit for buying the motorcycles and the relatively new tax credit for biofuels derived from algae.

WSJ: Breaks for Specific Industries Survive in Cliff Deal

Carlyle has thrown itself into the area of credit, buying up huge swathes of collateralised loan obligations and taking a majority stake in Claren Road, a credit hedge fund.

ECONOMIST: The Carlyle Group

As with the residential market, credit for buying commercial property has tightened.

FORBES: Going Commercial